10 min read

Zapier vs Make vs n8n: The Credentials War Explained


Understanding the “Credentials War”

What you’ll learn: How Zapier, Make, and n8n differ on credential storage, hosting models, and vendor lock-in so you can choose the right platform for your needs.

The biggest difference between Zapier, Make, and n8n isn’t features. It’s who holds your credentials, where your automations run, and who owns the workflows.

  • Think location of secrets and tokens, not just triggers and actions
  • Think cloud-only convenience vs self-hosted control
  • Think long-term portability, not just “can it post to Slack?”

Pick the platform philosophy first, then worry about the buttons.

đź’ˇ

The “credentials war” is about trust boundaries. Here’s how data flows and who controls your credentials:

Trust Boundaries Visualization

Zapier/Make Model - Vendor Control

flowchart TD
    V1[Your Browser] --> V2[Vendor Cloud Platform]
    V2 --> V3[Vendor-Stored Tokens]
    V3 --> V4[Third-Party APIs]
    V4 --> V5[Vendor Data Storage]
    V6[Trust: Vendor controls all tokens and data]
    
    classDef vendorStyle fill:#ffebee,stroke:#c62828,color:#000
    class V1,V2,V3,V4,V5,V6 vendorStyle

n8n Cloud Model - Hybrid Control

flowchart TD
    H1[Your Browser] --> H2[n8n Cloud]
    H2 --> H3[n8n-Stored Tokens]
    H3 --> H4[Direct API Access]
    H4 --> H5[Your Database]
    H6[Trust: You control data, n8n holds tokens]
    
    classDef hybridStyle fill:#fff3e0,stroke:#ef6c00,color:#000
    class H1,H2,H3,H4,H5,H6 hybridStyle

n8n Self-Hosted Model - Full Control

flowchart TD
    S1[Your Browser] --> S2[Your Infrastructure]
    S2 --> S3[Your Token Store]
    S3 --> S4[Your Network APIs]
    S4 --> S5[Your Database]
    S6[Trust: You control everything - zero vendor access]
    
    classDef selfStyle fill:#e8f5e8,stroke:#2e7d32,color:#000
    class S1,S2,S3,S4,S5,S6 selfStyle

What Is the “Credentials War”?

In plain terms, it’s a contest over where authentication lives and who you must trust. That choice shapes security, compliance, and vendor lock‑in.

  • Zapier and Make: cloud SaaS only; tokens and account connections live in the vendor’s cloud
  • n8n: can be self‑hosted or cloud; secrets can stay on your servers and in your network
  • All three can hit the same APIs; the trust and hosting models differ

Once you see the trust model, noise in feature lists fades fast.

Quick Comparison: Zapier vs Make vs n8n

DimensionZapierMake (Integromat)n8n
Credentials StorageVendor cloud onlyVendor cloud onlyYour database or n8n cloud
Hosting OptionsCloud SaaS onlyCloud SaaS onlySelf-hosted or cloud
Token ControlLimitedLimitedFull control when self-hosted
API Access5,000+ apps, webhooks1,000+ modules, HTTP requests350+ nodes, HTTP requests
Custom APIsWebhooks + Custom RequestHTTP moduleHTTP Request node
DebuggingTask history, basic logsVisual execution treeFull node inspection, manual runs
Version ControlNone (UI only)Limited exportNative JSON, Git integration
Data ResidencyVendor-controlledVendor-controlledYour choice when self-hosted
ComplianceVendor certificationsVendor certificationsYour infrastructure + controls
Best ForNon-technical teamsComplex visual workflowsDevelopers, compliance teams
Lock-in RiskHighHighLow (portable JSON)
Setup ComplexityLowestLow-MediumMedium-High (self-hosted)

Why Architecture Matters More Than Features

Fancy actions don’t help if you can’t meet policy, scale costs, or debug failures. Architecture drives outcomes.

Key considerations:

  • Security and compliance: some teams must keep tokens and data in‑house (or at least in a private VPC)
  • Reliability and debugging: access to raw runs, replays, and logs determines how quickly you fix issues
  • Cost and control: cloud convenience scales fast; self‑hosting can be cheaper at volume and avoids lock‑in

Features come and go; ownership and control stick.

Credentials Management Models

Credentials management decides how you store and refresh OAuth 2.0 tokens, API keys, and service accounts. It also decides who can see or export them.

Rule of thumb: the closer tokens live to your data, the easier compliance getsand the more responsibility you accept.

PlatformToken StorageConnection ModelEncryption Control
ZapierZapier’s cloudShared team “accounts”Vendor-managed keys
OAuth + Webhooks for custom APIsLimited rotation control
MakeMake’s infrastructureVendor-hosted connectionsVendor-managed keys
HTTP modules for custom APIsBroad prebuilt app library
n8nYour database (self-hosted)Fine-grained per workflowYour encryption keys
Secret manager integrationFull network boundary control

For highly sensitive tokens (e.g., Salesforce, banking, or internal APIs), keeping secrets on your side can be decisive.

# n8n self-hosting essentials (conceptual)
export N8N_ENCRYPTION_KEY="<strong-unique-key>"
export N8N_USER_FOLDER="/var/lib/n8n"
# Pair with a secret manager (e.g., mounted env or vault) to avoid hardcoding.

Infrastructure and Hosting Models

Automations either run in a vendor’s multi‑tenant cloud or inside infrastructure you control. That split shapes latency, egress costs, and data residency.

PlatformHosting ModelManagementNetwork Control
Zapier/MakeFully managed cloudNo servers to patchLimited regions/VPC control
Clean setup for non-technical teamsData passes through vendor
n8nSelf-hosted or n8n CloudYou manage uptime & scalingPrivate network traffic
VM, Docker, Kubernetes optionsInternal systems access

If your policy says “no third‑party holds tokens,” the hosting choice answers itself.

API Access and Integration Limits

API access isn’t just “does an app exist.” It’s how deeply you can call endpoints and handle rate limits.

PlatformApp LibraryCustom APIsRate Limiting
Zapier5,000+ apps, mainstream focusWebhooks + Custom RequestVendor-managed constraints
Fast connection to popular toolsPartner policy limits
MakeRich modules + routersHTTP module for any REST APIFlexible data mapping
Multi-branching scenariosVisual execution control
n8n350+ nodes + HTTP RequestMix official & private APIsYou control scopes & tokens
Internal systems integrationCustom rate strategies

When official actions fall short, the “generic HTTP” escape hatch becomes your best friend.

{
  "service": "salesforce",
  "auth": "oauth2",
  "rate_limit_strategy": "vendor | custom",
  "token_storage": "cloud-vendor | self-hosted",
  "debug": "task log | execution replay | raw HTTP"
}

Debugging, Error Handling, and Developer Experience

Faster feedback loops reduce downtime. The more raw detail and replay control you have, the quicker you fix thorny bugs.

PlatformDebug VisibilityExecution ControlData Retention
ZapierTask history + samplesRetry steps, Paths/FiltersPlan-dependent retention
Limited infra visibilityBasic error handling
MakeVisual execution treeStrong visual branchingDetailed run inspector
Complex scenario tracingAdvanced flow control
n8nPer-node inspectionManual execution modeFull inputs/outputs stored
JSON versioning + GitComplete replay capability

At this point, a diagram of “request - node - output - error - retry” would clarify differences in log depth.

Workflow Ownership, Version Control, and Vendor Lock‑In

Owning the graph matters when auditors ask “who changed what, when, and why.” So does your exit strategy.

PlatformWorkflow StorageVersion ControlPortability
Zapier/MakeVendor UI onlyLimited/no versioningHigh migration effort
No audit trailsPlatform lock-in
n8nJSON formatGit integrationEasy instance migration
CI checks + reviewsEnvironment duplication

Ownership isn’t glamorous, yet it saves real money and drama later.

Security, Compliance, and Data Governance Considerations

Security posture is a shared‑responsibility story. The split changes with hosting.

PlatformSecurity ModelComplianceResponsibility
Zapier/MakeVendor security programsVendor attestationsSimpler org rollout
Third-party token storageAccept vendor controls
n8nLocal secrets & dataStrict residency alignmentYou own patching & monitoring
Self-hosted governanceFull access control

Choose who signs the riskyour vendor, your team, or a mix.

How to Apply This: When to Choose Zapier, Make, or n8n

Use platform philosophy to guide fit, not hype. Map yourself to an archetype and decide with eyes open.

Platform Selection Decision Tree

graph TD
    A[Which Platform?] --> B{Technical Team?}
    
    B -->|Non-technical Marketing Sales| C{Complex Workflows?}
    B -->|Has Developers| D{Compliance Requirements?}
    
    C -->|Simple Automations| E[Zapier Huge app library Lowest setup friction Quick ROI]
    C -->|Complex Branching| F[Make Visual workflow builder Advanced flow control Better logic handling]
    
    D -->|Standard SaaS| G{Self-Host Preference?}
    D -->|Regulated Industry Data Residency| H[n8n Self-Hosted Full control Own your tokens Compliance ready]
    
    G -->|Cloud Preferred| I[n8n Cloud Git integration Developer-friendly Quick deployment]
    G -->|Self-Host Preferred| H
    
    classDef zapier fill:#e3f2fd,stroke:#1976d2
    classDef make fill:#fff3e0,stroke:#ef6c00
    classDef n8nCloud fill:#fff8e1,stroke:#f9a825
    classDef n8nSelf fill:#e8f5e8,stroke:#2e7d32
    classDef decision fill:#f3e5f5,stroke:#7b1fa2
    
    class E zapier
    class F make
    class I n8nCloud
    class H n8nSelf
    class A,B,C,D,G decision
Team TypePrimary ChoiceAlternative/HybridKey Reasons
Non-technical marketingZapierMake for richer branchingLowest setup friction, huge app libraries
Move fast on common appsQuick wins for social and CRM
Small SaaS + developersn8n (self-hosted/cloud)Zapier/Make for one-offsControl secrets, call private services
Mix public APIs & internalGit-based versions and workflows
Regulated/Enterprise ITn8n self-hostedVendor SaaS for non-sensitiveAlign with policy, own tokens
Strict residency & audit+ secrets manager + SSOCentralized logs and approvals
Agency/ConsultancyMake (complex routing)Zapier (standard stacks)Match complexity per project
Dozens of clients, varied stacksn8n (bespoke APIs)Client risk appetite alignment
Data/Ops teamsn8nMake/Zapier where speed mattersBetter debugging and cost control
Heavy debugging & scaleReplayable executions, spend management

You can also mix tools: SaaS for rapid experiments, n8n for durable, sensitive, or high‑volume automations.

đź’ˇ

Bottom line: you’re choosing a trust model, not just an app list. Zapier/Make optimize for convenience in a vendor cloud. n8n optimizes for control, ownership, and sovereigntyespecially when self‑hosted. Pick the trade‑off that matches your risk tolerance, compliance needs, and scale.

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